A recent analysis by portfolio investor SMQKE highlights XRP's uniqueness as an ISO 20022 integrated asset compared to other digital currencies.
XRP and ISO 20022: Market Pioneers
SMQKE noted that XRP is a unique asset, as Ripple became the first member of the ISO 20022 Standards Body among blockchain organizations. XRP plays a clearly defined role in global payment infrastructure, functioning not just as a token but also as a bridge asset for On-Demand Liquidity (ODL).
Shortcomings of Other Assets
According to SMQKE, assets like Bitcoin and Dogecoin remain decentralized digital currencies; however, they were never designed to integrate with institutional payment systems. Having DTI codes does not expand their functionality in traditional finance.
Token-Specific Use Cases
SMQKE also highlighted the specific use cases of compliant tokens, such as XRP for liquidity and rapid transactions, XLM for low-cost retail remittances, and XDC for trade finance. XRP holds a unique advantage due to its recognized DTI code and active usage in real-world settlements.
XRP continues to attract attention as a strategically positioned digital asset due to its unique integration with banking infrastructure and compliance with international ISO 20022 standards.
