Tangany is a German B2B provider of custody and API infrastructure for digital assets. The company acts as a “bridge” between traditional finance and Web3: secure storage of cryptocurrencies and tokenized assets, staking support, smart contract management, and compliance tools — all available through a unified product stack. A key feature is its regulated status in Germany and alignment with the MiCA framework for the EU, enabling banks and fintechs to launch digital asset products without compromising on security or compliance. This article explores Tangany’s mission, product lineup, technology, regulatory alignment, team, growth drivers, and future challenges.
Table of Contents
- Overview, Positioning and Mission
- Products, Use Cases and Value Proposition
- Security and Technology Architecture
- Regulatory Framework: BaFin, MiCA and Compliance
- Team, Funding, Partnerships and Outlook
- Conclusion
1. Overview, Positioning and Mission
Tangany GmbH is a Munich-based fintech company focused on regulated custody services and Wallet-as-a-Service (WaaS) infrastructure. Its mission is to simplify access to digital assets for banks, brokers, asset managers, and corporate platforms by offering secure wallets, segregated storage, transaction management, and smart contract integrations through a developer-friendly API. Unlike “homemade” stacks where institutions carry risks of compliance and development, Tangany provides a ready-to-use industrial-grade backend for security, regulation, and resilience.
Tangany’s positioning is built around three pillars: secure custody as a foundation, regulated operations as market trust, and an integrated API for product speed. This framework lowers the barrier of entry for conservative institutions. They connect via familiar backend patterns without restructuring core IT or risk management workflows. Tangany also offers public documentation and MiCA resources to help clients prepare for licensing and compliance oversight.
The ecosystem covers traditional custody use cases as well as modern needs — such as tokenization of real-world assets (RWA), NFT custody, and secure DeFi integration. This flexibility enables gradual expansion, starting from basic storage and evolving into advanced financial services. Built with EU compliance in mind, Tangany is well-positioned for institutional adoption across the region.
2. Products, Use Cases and Value Proposition
Tangany aggregates its key services into a unified Custody Suite. Clients benefit from robust asset storage, accounting tools, KYC/AML components, staking, and secure smart contract execution. A key emphasis is on the white-label approach, allowing financial institutions to launch their own branded applications using Tangany’s backend. This accelerates product time-to-market and reduces TCO without sacrificing compliance or protection.
- Wallet-as-a-Service (WaaS): rapid deployment of wallets with access policies, API-based signing and transaction control.
- Custody & Treasury: regulated custody of crypto and tokenized assets, with 24/7 processes and financial reporting tools.
- Tokenization: issuance of tokenized securities and RWA, compliant with EU legal standards for real estate and debt instruments.
- Smart Contract Integration: secure handling of contracts, signature rights management, versioning, and event monitoring.
- NFT Custody: secure custody of NFTs with proper metadata validation and rights handling.
- Staking-as-a-Service: institutional-grade staking with reporting, governance, and risk profiling tools.
This model supports a wide range of clients — from neobanks to real estate tokenization platforms. For example, European fintech firms often use Tangany for custody while keeping brand and UX control in-house. Blockchain becomes “invisible” for the end-user while businesses reduce costs through backend automation and reliable API integration.
3. Security and Technology Architecture
Tangany employs a multi-layered security model. Signing operations and key materials are isolated in secure environments using hardware-based modules and distributed key management. Compliance procedures, logging, and audit layers are built on top of this architecture to meet both IT and regulatory expectations. For clients, this translates into predictability, transparency, and SLA-backed performance.
| Technology Component | Purpose and Client Value |
|---|---|
| HSM (FIPS 140‑2) | Hardware protection for keys and signatures; full isolation, usage auditing, and hardware-level access policies. |
| MPC Environment | Distributed signing without a single point of failure; robust key splitting and resilience against node compromise. |
| API Gateway & Policies | Granular permissions, webhooks, rate limits; integrates with banking backends without blockchain expertise. |
| Audit & Logging | Full transaction history, compliance control, internal/external audit readiness, forensic traceability. |
| Insurance Coverage | API wallet protection from theft, bugs, or fraud; improves institutional confidence and committee approval. |
This architecture minimizes risk and accelerates time to market without sacrificing institutional requirements. Documentation and SDKs support developer onboarding and integration maintenance. The system is built to scale securely within regulated environments.
4. Regulatory Framework: BaFin, MiCA and Compliance
Trust begins with formal status. Tangany operates as a regulated financial services provider and holds a crypto custody license issued by Germany’s BaFin. This means all asset custody and administration is compliant with German law and EU financial standards — a critical feature for banks, public companies, and institutional asset managers.
In parallel, Tangany actively prepares for the MiCA framework — a unified EU regulation for crypto service providers. The public MiCAR Resource Hub offers guidance on licensing timelines, CASP requirements, and jurisdictional passporting. MiCA eliminates regulatory fragmentation and enables scalable product launches across the EU under one legal framework.
On the compliance side, Tangany enforces KYC/AML policies, transaction monitoring, sanctions checks, and GDPR alignment. This makes integration into enterprise risk frameworks and third-party audit structures more seamless. Clients get not only secure infrastructure but also the necessary regulatory transparency.
5. Team, Funding, Partnerships and Outlook
Tangany was founded by Martin Kreitmair, Christopher Zapf, and Alexey Utin. From a startup, it has grown into a leading EU infrastructure provider for regulated digital asset custody. In 2025, the company raised €10 million in a Series A round with participation from Baader Bank, Elevator Ventures/Raiffeisen Bank International, and Heliad Crypto Partners.
Partnerships include banks, fintechs, and RWA tokenization platforms. One flagship example is Exporo, a real estate tokenization player that uses Tangany’s backend for custody and wallet infrastructure. For institutional use cases, this improves transaction speed, reduces reconciliation costs, and ensures 24/7 settlement predictability.
Key challenges ahead include growing competition among custodians, regulatory scrutiny, and evolving MiCA requirements. Tangany’s response includes investments in HSM/MPC security, custodial insurance, expanded crypto accounting tools, and new services like sub-custody for banks. If executed well, Tangany is well positioned to become the default infrastructure layer for digital assets in the EU.
6. Conclusion
Tangany exemplifies an institution-ready digital asset infrastructure provider: regulated operations, battle-tested cryptography, custodial insurance, and refined API patterns. It enables not just wallet deployment but the construction of full-service treasury, tokenization, and staking flows — within regulatory and audit-compliant frameworks.
The platform’s future will depend on MiCA licensing progress, API product quality, and deeper integration with banks and fintech ecosystems. If Tangany maintains its trajectory and product evolution, it can establish itself as a foundational custody backbone for Europe’s Web3 sector. In a market that demands trust, Tangany already delivers a significant part of that promise.
